BMO $400 Checking Bonus — DD Mission

Complete guide to triggering the $4,000 direct deposit requirement (within 90 days of account opening).

Your Goal
$4,000 direct deposit within 90 days of account opening

Recommended Methods

1

Fidelity

brokerage
Likely Works
Low

Step-by-Step

  1. 1.Log in to your brokerage account (Fidelity, Schwab, Vanguard, E*TRADE)
  2. 2.Navigate to "Transfer" or "Move Money"
  3. 3.Select "Transfer to bank" or "Withdraw to linked bank"
  4. 4.Enter the amount that meets the bonus requirement
  5. 5.Choose your destination bank account (must be linked first)
  6. 6.Confirm the transfer — it will go out as an ACH push
Processing: 1-3 business days3 data pointsLast confirmed: Mar 2026

Tip: Brokerage pushes are the most reliable DD trigger across banks

2

Schwab

brokerage
Likely Works
Low

Step-by-Step

  1. 1.Log in to your brokerage account (Fidelity, Schwab, Vanguard, E*TRADE)
  2. 2.Navigate to "Transfer" or "Move Money"
  3. 3.Select "Transfer to bank" or "Withdraw to linked bank"
  4. 4.Enter the amount that meets the bonus requirement
  5. 5.Choose your destination bank account (must be linked first)
  6. 6.Confirm the transfer — it will go out as an ACH push
Processing: 1-3 business days3 data pointsLast confirmed: Mar 2026

Tip: Brokerage pushes are the most reliable DD trigger across banks

Sources That DON'T Work at BMO

PayPal
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