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High Yield Savings Accounts

Best high-yield savings accounts, CD rates, and money market accounts to maximize your interest earnings.

4 active bonuses3 topics

Top Bonuses

BMO

checking

Open a BMO Smart Advantage Checking, Smart Money Checking, or Relationship Checking account with $4,000+ in qualifying direct deposits within 90 days.

$400

$4,000 DD within 90 days of account openingWithin 120 days of account opening

ExpiredView Details →

SoFi

checking

Open a SoFi Checking and Savings account with $5,000+ in qualifying direct deposits within 25 days.

$400

$5,000 DD within first 25 daysWithin 7 business days of 25-day deposit period

Expires Dec 31, 2026View Details →

Capital One

checking

Open a 360 Checking account with qualifying direct deposits.

$250

$500 DD 2 direct deposits within 75 days60 days after qualifying

Expires in 24dView Details →

Discover Bank

savings

Discover is no longer accepting new deposit account applications as of January 2026.

$150

$15,000 min balance1-2 statement cycles

OngoingView Details →

Guides & Articles

Best High Yield Savings Accounts 2026: Ranked by First-Year Yield

SoFi hits 11.8% effective first-year yield with its $400 bonus. BMO Alto leads pure APY at 4.25%. Compare 6 high yield savings accounts by total first-year return.

Updated Apr 6, 2026

Topics in This Guide

best hysa rates

Guides and reviews for best hysa rates.

cd rates

Guides and reviews for cd rates.

money market rates

Guides and reviews for money market rates.

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