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Online Bank Bonuses

Best bonuses from online banks, neobanks, and regional banks including Chime, SoFi, and more.

4 active bonuses4 topics

Top Bonuses

BMO

checking

Open a BMO Smart Advantage Checking, Smart Money Checking, or Relationship Checking account with $4,000+ in qualifying direct deposits within 90 days.

$400
$4,000 DD within 90 days of account openingWithin 120 days of account opening
ExpiredView Details →

SoFi

checking

Open a SoFi Checking and Savings account with $5,000+ in qualifying direct deposits within 25 days.

$400
$5,000 DD within first 25 daysWithin 7 business days of 25-day deposit period
Expires Dec 31, 2026View Details →

Chime

checking

Open a Chime Checking Account. Earn $250 with $500+ qualifying direct deposit within 30 days. Earn up to $100 additional with 10% cashback on eligible purchases within 30 days.

$350
$500 DD within 30 daysWithin 7-14 business days of qualification
OngoingView Details →

SoFi

checking

Open a SoFi Checking and Savings account with $1,000-$4,999 in qualifying direct deposits within 25 days.

$50
$1,000 DD within first 25 daysWithin 7 business days of 25-day deposit period
Expires Dec 31, 2026View Details →

Guides & Articles

Online Bank Bonuses: Data, DD Sources, and Real Returns

4 online bank bonuses ranked by effective bonus APR. Verified DD sources, Chex/EWS screening, and stacking math for $1,400 gross — verified Apr 6, 2026.

Updated Apr 6, 2026

Topics in This Guide

fifth third promotions

Guides and reviews for fifth third promotions.

chime promotions

Guides and reviews for chime promotions.

bmo checking

Guides and reviews for bmo checking.

chime bank

Guides and reviews for chime bank.

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