Bank of America $300 Checking Bonus — DD Mission

Complete guide to triggering the $5,000 direct deposit requirement (Cumulative within 90 days of opening).

Your Goal
$5,000 direct deposit Cumulative within 90 days of opening

Recommended Methods

1

Ally

bank
Likely Works
Low

Step-by-Step

  1. 1.Log in to your source bank (Ally, Capital One, Discover, etc.)
  2. 2.Go to "Transfers" or "Send Money"
  3. 3.Add your destination bank as an external account if not already linked
  4. 4.Wait for micro-deposit verification (1-3 days) if required
  5. 5.Initiate an outgoing transfer for the required DD amount
  6. 6.Select standard (ACH) delivery, not wire transfer
Processing: 1-2 business days2 data pointsLast confirmed: Mar 2026

Tip: Ally and Capital One pushes are confirmed at most major banks

2

Fidelity

brokerage
Likely Works
Low

Step-by-Step

  1. 1.Log in to your brokerage account (Fidelity, Schwab, Vanguard, E*TRADE)
  2. 2.Navigate to "Transfer" or "Move Money"
  3. 3.Select "Transfer to bank" or "Withdraw to linked bank"
  4. 4.Enter the amount that meets the bonus requirement
  5. 5.Choose your destination bank account (must be linked first)
  6. 6.Confirm the transfer — it will go out as an ACH push
Processing: 1-3 business days2 data pointsLast confirmed: Mar 2026

Tip: Brokerage pushes are the most reliable DD trigger across banks

3

Schwab

brokerage
Likely Works
Low

Step-by-Step

  1. 1.Log in to your brokerage account (Fidelity, Schwab, Vanguard, E*TRADE)
  2. 2.Navigate to "Transfer" or "Move Money"
  3. 3.Select "Transfer to bank" or "Withdraw to linked bank"
  4. 4.Enter the amount that meets the bonus requirement
  5. 5.Choose your destination bank account (must be linked first)
  6. 6.Confirm the transfer — it will go out as an ACH push
Processing: 1-3 business days2 data pointsLast confirmed: Mar 2026

Tip: Brokerage pushes are the most reliable DD trigger across banks

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