SoFi $300 Checking Bonus — DD Mission

Complete guide to triggering the $5,000 direct deposit requirement (within first 25 days).

Your Goal
$5,000 direct deposit within first 25 days

Recommended Methods

1

Chase

bank
Likely Works
Low

Step-by-Step

  1. 1.Log in to your source bank (Ally, Capital One, Discover, etc.)
  2. 2.Go to "Transfers" or "Send Money"
  3. 3.Add your destination bank as an external account if not already linked
  4. 4.Wait for micro-deposit verification (1-3 days) if required
  5. 5.Initiate an outgoing transfer for the required DD amount
  6. 6.Select standard (ACH) delivery, not wire transfer
Processing: 1-2 business days2 data pointsLast confirmed: Mar 2026

Tip: Ally and Capital One pushes are confirmed at most major banks

2

Wealthfront

fintech
Likely Works
Low

Step-by-Step

  1. 1.Log in to your fintech app (Wealthfront, Betterment, Robinhood)
  2. 2.Navigate to transfers or withdraw funds
  3. 3.Select your destination bank account
  4. 4.Enter the required DD amount and confirm
Processing: 1-3 business days2 data pointsLast confirmed: Mar 2026

Tip: Wealthfront and Betterment pushes work at many banks

View all SoFi DD data →