U.S. Bank $400 Checking Bonus — DD Mission

Complete guide to triggering the $5,000 direct deposit requirement (2+ deposits within 90 days).

Your Goal
$5,000 direct deposit 2+ deposits within 90 days

Recommended Methods

1

Amex

bank
Likely Works
Medium

Step-by-Step

  1. 1.Log in to your source bank (Ally, Capital One, Discover, etc.)
  2. 2.Go to "Transfers" or "Send Money"
  3. 3.Add your destination bank as an external account if not already linked
  4. 4.Wait for micro-deposit verification (1-3 days) if required
  5. 5.Initiate an outgoing transfer for the required DD amount
  6. 6.Select standard (ACH) delivery, not wire transfer
Processing: 1-2 business days9 data pointsLast confirmed: Apr 2026

Tip: Ally and Capital One pushes are confirmed at most major banks

2

Chase

bank
Likely Works
Low

Step-by-Step

  1. 1.Log in to your source bank (Ally, Capital One, Discover, etc.)
  2. 2.Go to "Transfers" or "Send Money"
  3. 3.Add your destination bank as an external account if not already linked
  4. 4.Wait for micro-deposit verification (1-3 days) if required
  5. 5.Initiate an outgoing transfer for the required DD amount
  6. 6.Select standard (ACH) delivery, not wire transfer
Processing: 1-2 business days6 data pointsLast confirmed: Sep 2025

Tip: Ally and Capital One pushes are confirmed at most major banks

3

Citi

bank
Likely Works
Low

Step-by-Step

  1. 1.Log in to your source bank (Ally, Capital One, Discover, etc.)
  2. 2.Go to "Transfers" or "Send Money"
  3. 3.Add your destination bank as an external account if not already linked
  4. 4.Wait for micro-deposit verification (1-3 days) if required
  5. 5.Initiate an outgoing transfer for the required DD amount
  6. 6.Select standard (ACH) delivery, not wire transfer
Processing: 1-2 business days2 data pointsLast confirmed: Apr 2026

Tip: Ally and Capital One pushes are confirmed at most major banks

Sources That DON'T Work at U.S. Bank

Capital One
View all U.S. Bank DD data →