Does Chase ACH Push Count as Direct Deposit at Citi?

Likely WorksLow4 reports · 4 counted, 0 didn't

Verdict

Based on 4 community reports, ACH pushes from Chase to Citi usually count as a direct deposit for bonus purposes. Most recent data point: April 2026.

Evidence Timeline

Apr 202675% confidence/u/PartySunday in r/bankbonusessource
Apr 202675% confidence/u/RustyNeedles803 in r/bankbonusessource
Apr 202675% confidence/u/wy23178 in r/bankbonusessource
Jun 202395% confidence/u/irishexplorer123 in r/churningsource

How to Push from Chase

Processing: 1-2 business days

  1. Log in to your source bank (Ally, Capital One, Discover, etc.)
  2. Go to "Transfers" or "Send Money"
  3. Add your destination bank as an external account if not already linked
  4. Wait for micro-deposit verification (1-3 days) if required
  5. Initiate an outgoing transfer for the required DD amount
  6. Select standard (ACH) delivery, not wire transfer

Tips

  • Ally and Capital One pushes are confirmed at most major banks
  • Some banks let you set up recurring transfers — useful for multi-DD requirements

Watch Out

  • Wire transfers do NOT count as direct deposits — use standard ACH only
  • External account linking can take 2-5 days, so plan ahead

Other Sources That Work at Citi

SourceStatusReports
CitiLikely Works2