Does SoFi ACH Push Count as Direct Deposit at Capital One?

Not Enough DataInsufficient1 report · 1 counted, 0 didn't

Verdict

Based on 1 community report, ACH pushes from SoFi to Capital One do not yet have enough data as a direct deposit for bonus purposes. Most recent data point: May 2023.

Evidence Timeline

May 202395% confidence/u/collegeapplicant12 in r/churningsource

How to Push from SoFi

Processing: 1-2 business days

  1. Log in to your source bank (Ally, Capital One, Discover, etc.)
  2. Go to "Transfers" or "Send Money"
  3. Add your destination bank as an external account if not already linked
  4. Wait for micro-deposit verification (1-3 days) if required
  5. Initiate an outgoing transfer for the required DD amount
  6. Select standard (ACH) delivery, not wire transfer

Tips

  • Ally and Capital One pushes are confirmed at most major banks
  • Some banks let you set up recurring transfers — useful for multi-DD requirements

Watch Out

  • Wire transfers do NOT count as direct deposits — use standard ACH only
  • External account linking can take 2-5 days, so plan ahead

Other Sources That Work at Capital One

SourceStatusReports
Capital OneLikely Works2