Does BofA ACH Push Count as Direct Deposit at BofA?

Likely WorksLow2 reports · 2 counted, 0 didn't

Verdict

Based on 2 community reports, ACH pushes from BofA to BofA usually count as a direct deposit for bonus purposes. Most recent data point: February 2026.

Evidence Timeline

Feb 202690% confidence/u/kharin123 in r/churningsource
Apr 202592% confidence/u/scorpiopersephone in r/churningsource

How to Push from BofA

Processing: 1-2 business days

  1. Log in to your source bank (Ally, Capital One, Discover, etc.)
  2. Go to "Transfers" or "Send Money"
  3. Add your destination bank as an external account if not already linked
  4. Wait for micro-deposit verification (1-3 days) if required
  5. Initiate an outgoing transfer for the required DD amount
  6. Select standard (ACH) delivery, not wire transfer

Tips

  • Ally and Capital One pushes are confirmed at most major banks
  • Some banks let you set up recurring transfers — useful for multi-DD requirements

Watch Out

  • Wire transfers do NOT count as direct deposits — use standard ACH only
  • External account linking can take 2-5 days, so plan ahead